Future Focus Funds

Businness Solutions

Business Lines of Credit

Flexible Revolving Credit for Businesses

Types

Secured Business Line of Credit

Requires collateral (e.g., real estate, inventory, accounts receivable)

Higher credit limits and lower interest rates due to reduced lender risk

Unsecured Business Line of Credit

No collateral required, but typically requires a strong credit score

Lower credit limits and higher interest rates than secured options

Short-Term Business Line of Credit

Ideal for immediate working capital needs (e.g., payroll, inventory, seasonal expenses)

Lower credit limits ($10,000–$250,000) and shorter repayment periods

Long-Term Business Line of Credit

Larger credit limits ($250,000+) with extended repayment terms

Used for major business investments, expansion, or ongoing capital needs

Invoice Financing (Factoring)

Uses Unpaid Invoices as Collateral

Purpose

Allows businesses to access cash quickly by selling unpaid invoices to a lender at a discount

This helps businesses maintain cash flow while waiting for customers to pay

Loan Amount

Advance Rate: 70–90% of the invoice value

Factoring Fees: 1%–5% per month (based on risk and invoice age)

Repayment: Customers pay the factoring company directly

Interest Rates

Interest Rates: 6%–12%

Down Payment: May require 10–25% down (varies by lender)

Collateral: The equipment itself serves as collateral

Commercial Real Estate Loan

For Purchasing Business Property

Purpose

Helps businesses buy, build, or refinance commercial properties, such as offices, warehouses, or retail spaces. The property itself acts as collateral

Loan Amount

A business applies for a loan to purchase or refinance commercial property

The lender provides funds, with the property as collateral

The business repays the loan in fixed installments over time

Interest Rates

Loan Amount: $100,000 to $10+ million (varies by lender)

Loan Terms: 5 to 25 years

Interest Rates: 5%–12% (depends on lender, credit, and loan type)

Down Payment: 10–30% typically required

Construction Loan

For Purchasing Business Property

Purpose

Project Funding: Construction loans are designed to finance the building or renovation of a home or commercial property

Disbursement: Funds are typically disbursed in stages, based on the progress of the construction project

Loan Amount

Term Length: Usually short-term, often 6 months to a year, until the construction is completed.

Loan Amount: Based on the projected value of the completed project rather than the current value of the property.

Interest Rates: Generally higher than permanent mortgages, reflecting the higher risk associated with construction projects.

Repayment: Typically interest-only during construction, with the loan often converted to a permanent mortgage (construction-to-permanent loan) or paid off upon complet

Interest Rates

Loan Amount: $100,000 to $10+ million (varies by lender).

Loan Terms: 12 Months Or Until Construction Is Complete

Interest Rates: 5%–12% (depends on lender, credit, and loan type).

Down Payment: 5%–10% typically required

Bridge Loan

Quick access to funds Flexible Terms for Bridging Financial Gaps

Purpose

Short-Term Financing: Bridge loans are used to provide temporary funding until a more permanent financing solution is secured.

Common Uses: They often help bridge the gap between purchasing a new property and selling an existing one, or funding immediate business needs while waiting for long-term financing to come through.

Loan Amount

Term Length: Typically ranges from a few weeks to a year, designed for short-term use.

Loan Amount: Generally based on a percentage of the value of the collateral (such as real estate) provided by the borrower.

Interest Rates: Often higher than traditional long-term loans, reflecting the increased risk and short duration.

Repayment: May require interest-only payments during the term, with a lump sum repayment at the end (balloon payment).me.

Interest Rates

Loan Amount: $10,000 to $1+ million (varies by lender)

Loan Terms: 6 Months to 3 Years

Interest Rates: 15%–20% (depends on lender, credit, and loan type)

Plan for tomorrow Today - Empowering Your Financial Future - Your Future Starts Today

About Us

Future Focus Funds

At Future Focus Funds, we are dedicated to empowering businesses and individuals with comprehensive financial solutions tailored to their unique needs. As an up-and-coming leader in the finance industry, we specialize in business lending, personal financing, investment consulting, credit solutions, and financial planning to help our clients achieve stability and growth

Our mission is simple: to provide expert financial guidance that helps you build a secure and prosperous future. Whether you need funding to grow your business, strategic financial advice, or assistance navigating complex financial decisions, Future Focus Funds is here to support you every step of the way.

With a commitment to integrity, innovation, and personalized service, we strive to make financial success accessible for everyone. Our team of seasoned financial professionals works diligently to offer flexible, transparent, and results-driven solutions that align with your goals

At Future Focus Funds, we don’t just offer financial services—we build long-term partnerships to help you focus on the future with confidence.

Your future, your focus, our funds.Our mission is simple: to provide expert financial guidance that helps you build a secure and prosperous future. Whether you need funding to grow your business, strategic financial advice, or assistance navigating complex financial decisions, Future Focus Funds is here to support you every step of the way

At Future Focus Funds, we don’t just offer financial services—we build long-term partnerships to help you focus on the future with confidence

Your future, Your Focus, Our Funds

Empowering Your Financial Future

Businness Solutions

Small Business Loan (SBA Loan)

Purpose

Loan Amount

Interest Rates

Conventional Business Loan (SBA Loan)

Purpose

Loan Amount

Interest Rates

Business Lines of Credit

Types

Secured Business Line of Credit

Unsecured Business Line of Credit

Short-Term Business Line of Credit

Long-Term Business Line of Credit

Equipment Financing

Purpose

Loan Amount

Interest Rates

Invoice Financing (Factoring)

Purpose

Loan Amount

Interest Rates

Commercial Real Estate Loan

Purpose

Loan Amount

Interest Rates

Construction Loan

Purpose

Loan Amount

Interest Rates

Bridge Loan

Purpose

Loan Amount

Interest Rates

Book A Call

About Us

Future Focus Funds

Empowering Your Financial Future

Businness Solutions

Small Business Loan (SBA Loan)

Purpose

Loan Amount

Interest Rates

Conventional Business Loan (SBA Loan)

Purpose

Loan Amount

Interest Rates

Business Lines of Credit

Types

Secured Business Line of Credit

Unsecured Business Line of Credit

Short-Term Business Line of Credit

Long-Term Business Line of Credit

Equipment Financing

Purpose

Loan Amount

Interest Rates

Invoice Financing (Factoring)

Purpose

Loan Amount

Interest Rates

Commercial Real Estate Loan

Purpose

Loan Amount

Interest Rates

Construction Loan

Purpose

Loan Amount

Interest Rates

Bridge Loan

Purpose

Loan Amount

Interest Rates

Book A Call

About Us

Future Focus Funds

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